article

You Really Should Inventory Your Personal Property

By Bluehammer Admin

A home inventory is a smart way to safeguard your valuables, saving money and time.

What is a home inventory?

A home inventory is a list you make of your personal property found in and around your house. Each item you add includes photographs, model numbers, descriptions, purchase price and other detailed information.

Using your home inventory for insurance needs

The number one reason for having a home inventory is for insurance purposes and being prepared for a covered disaster. Having a home inventory report of your personal property speeds up the claim process saving you time and money. Knowing how much personal property you have is also key when shopping for homeowners insurance, helping ensure you pay for just the right coverage.

Using your home inventory for reference

Another use for your home inventory is for reference. For instance, say you are in the home improvement store and remember you need a new refrigerator water filter but don't know the model number of your refrigerator. Being able to see the model number of your refrigerator from your home inventory on your phone saves you another trip to the store or the possibility of buying the wrong filter.

How to use bluehammer's home inventory tool

Using bluehammer's home inventory tool is easy can be accessed from any connected device from computer to smart phone.

  • Sign up for bluehammer if you haven't alreadySigning up and claiming your home is free
  • Click on the Home Inventory toolThis will take you to the main page of your home inventory tool
  • Start in one roomStarting in one room, add items by choosing the category in the home inventory tool that they fall under. Click the + Add button next to that category and fill out the information for that item. Click save and then take or add any photos of that item on the next screen. Click save when you are finished. Repeat the process until you have documented all your personal property in that room.

Searching your home inventory

To search for an item, click the "search all items" button. To search within a category, click the magnifying glass for that category. This will bring up a screen where you can start typing the name, category or area to start filtering your results. Click on the item in the list of results to see it's details.

Running a home inventory report

If you want to run a report of your home inventory items, go to the My Home Reports tool and click on the Home Inventory Report. You get options such as viewing a summary or detailed view, viewing the photos and if you want the items sorted by area or category. You can also run your Homeowners Insurance Report which will display your home inventory total as well as other numbers to help you compare to your current homeowners insurance coverage.

Categories in the bluehammer home inventory tool

The categories in the home Inventory tool help you get an idea of the type of personal property you should be keeping a safe record on.

  • Applianceskitchen, laundry, water heater, heating and cooling
  • Clothingsuits, dresses, shoes, wedding, accessories
  • Electronicstv's, computers, receivers, tablets, phones, gaming
  • Furnituredining tables, sofas, beds, pianos, entertainment centers
  • Jewelry & Collectiblesrings, watches, art, memorabillia
  • Toolspower tools, lawn mowers, chainsaws
  • Othereverything else

Want to estimate your home improvement costs before talking with a contractor? Claim your home for free with bluehammer to estimate costs, secure your home inventory and learn more about your home.

* THIS REPORT IS AN OPINION THAT MAY BE INACCURATE AND IS PROVIDED SOLELY AS AN INFORMATIONAL TOOL NOT DESIGNED TO PROVIDE DEFINITIVE ANSWERS. ALL ELEMENTS ARE OFFERED “AS IS” AND BLUEBOOK EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES, REPRESENTATIONS, AND GUARANTEES OF ANY NATURE, EXPRESS, IMPLIED OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABLITILY, NONINFRINGEMENT, TITLE, QUIET ENJOYMENT, ACCURACY, OR FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL BLUEBOOK (OR THEIR SUPPLIERS) BE LIABLE FOR ANY GENERAL, DIRECT, SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION, THOSE RESULTING FROM USE OF THE PRODUCT, INCLUDING : (1) RELIANCE ON THE MATERIALS PRESENTED, (2) COSTS OF REPLACEMENT GOODS, (3) LOSS OF USE, DATA OR PROFITS, (4) DELAYS OR BUSINESS INTERRUPTIONS, (5) AND ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION) WHETHER OR NOT BLUEBOOK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Know what you should pay for your home improvement projects with bluehammer.Claim your home. It's free!

Popular


8 Paint Colors for a Standout Front Door?

Extend a standout greeting with a memorable hue at your home's entry

Best New Security Tips To Keep Your Home Safe While You're On Vacation

Nothing kills your vacation buzz like getting a call from the police back home letting you know your home has been burglarized. Basic home security tips are great, but safety measures are continually evolving, with new and more refined ways to keep you and your home safe.

Home Repairs VS Improvements: No Clear Answer

Question: I am having trouble figuring out what constitutes an improvement and what is ordinary maintenance. Thinking ahead to selling my house in a few years when the market rebounds, I have been keeping accurate records so that I can deduct these costs to lower the capital gains. Recently, I remodeled a bathroom, replaced a deck, replaced and upgraded the spa filter and motor, replaced the front door with a fiberglass model guaranteed to last more than my lifetime, and replaced a roof and rain gutters. Which of these can I safely regard as improvements, and which are just maintenance?

8 Ways to Love Your Small Space More

When we run stories on living in homes with petite proportions, you often tell us, "Small? You should see my house!" Because we aim to please, we've rounded up some of the tiniest rooms on Houzz, picking those that pack plenty of ideas and function into a small space. We think that these are indisputably compact. But, more important, do you?

5 Home Upgrades For Your Vacation Rental Space

Vacation rentals are experiencing a surge of popularity as websites like VRBO and Airbnb make them more accessible. Guests can find a place that fits their budget, location and accommodation needs. Hosts can easily list their property.

Replacing Your Garbage Disposal

Your garbage disposal eats alot of food and then one day it stops!

How To Renew Your Deck In 5 Easy Steps

Summer is here, which means you need to take a hard look at your deck. Given winter's inclement conditions, there's a good chance your deck is in need of some attention. Here are some quick and easy steps for getting it in shape:

10 Spring Cleaning Tricks For Everyone

Lazy cleaning is all about minimizing the effort. But, minimal effort doesn't have to mean you live like a slob - it just means you need to know some cool tricks tools that will help do the work for you, or at least make it less painful.

How To Safely Remove Window Glass

Why would you need to remove glass from your window? In most cases, it's because the glass is cracked or broken, or it is an insulated pane that's no longer sealed properly. Or maybe it's time to upgrade your windows with tinted or smart glass. Professional glass shops can help you choose and size the right glass for the job, but first you'll have to remove the window glass and bring in the sash. If there is a break on a stationary window or the sash and it isn't budging, you may need to hire a professional glass installation expert.

Getting your home ready for that big party

Preparing for a party can be a hectic time - you have a full slate on your to do list, including choosing the menu, preparing food, planning activities, and coordinating decor. It can be easy to overlook one of the most important elements of planning an event, making sure your home is presentable for your guests. Our guide will help you to quickly get your house party-ready so you can focus on all the other things involved in preparing for your event.

See More Articles