article

You Really Should Inventory Your Personal Property

By Bluehammer Admin

A home inventory is a smart way to safeguard your valuables, saving money and time.

What is a home inventory?

A home inventory is a list you make of your personal property found in and around your house. Each item you add includes photographs, model numbers, descriptions, purchase price and other detailed information.

Using your home inventory for insurance needs

The number one reason for having a home inventory is for insurance purposes and being prepared for a covered disaster. Having a home inventory report of your personal property speeds up the claim process saving you time and money. Knowing how much personal property you have is also key when shopping for homeowners insurance, helping ensure you pay for just the right coverage.

Using your home inventory for reference

Another use for your home inventory is for reference. For instance, say you are in the home improvement store and remember you need a new refrigerator water filter but don't know the model number of your refrigerator. Being able to see the model number of your refrigerator from your home inventory on your phone saves you another trip to the store or the possibility of buying the wrong filter.

How to use bluehammer's home inventory tool

Using bluehammer's home inventory tool is easy can be accessed from any connected device from computer to smart phone.

  • Sign up for bluehammer if you haven't alreadySigning up and claiming your home is free
  • Click on the Home Inventory toolThis will take you to the main page of your home inventory tool
  • Start in one roomStarting in one room, add items by choosing the category in the home inventory tool that they fall under. Click the + Add button next to that category and fill out the information for that item. Click save and then take or add any photos of that item on the next screen. Click save when you are finished. Repeat the process until you have documented all your personal property in that room.

Searching your home inventory

To search for an item, click the "search all items" button. To search within a category, click the magnifying glass for that category. This will bring up a screen where you can start typing the name, category or area to start filtering your results. Click on the item in the list of results to see it's details.

Running a home inventory report

If you want to run a report of your home inventory items, go to the My Home Reports tool and click on the Home Inventory Report. You get options such as viewing a summary or detailed view, viewing the photos and if you want the items sorted by area or category. You can also run your Homeowners Insurance Report which will display your home inventory total as well as other numbers to help you compare to your current homeowners insurance coverage.

Categories in the bluehammer home inventory tool

The categories in the home Inventory tool help you get an idea of the type of personal property you should be keeping a safe record on.

  • Applianceskitchen, laundry, water heater, heating and cooling
  • Clothingsuits, dresses, shoes, wedding, accessories
  • Electronicstv's, computers, receivers, tablets, phones, gaming
  • Furnituredining tables, sofas, beds, pianos, entertainment centers
  • Jewelry & Collectiblesrings, watches, art, memorabillia
  • Toolspower tools, lawn mowers, chainsaws
  • Othereverything else

Want to estimate your home improvement costs before talking with a contractor? Claim your home for free with bluehammer to estimate costs, secure your home inventory and learn more about your home.

* THIS REPORT IS AN OPINION THAT MAY BE INACCURATE AND IS PROVIDED SOLELY AS AN INFORMATIONAL TOOL NOT DESIGNED TO PROVIDE DEFINITIVE ANSWERS. ALL ELEMENTS ARE OFFERED "AS IS" AND BLUEBOOK EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES, REPRESENTATIONS, AND GUARANTEES OF ANY NATURE, EXPRESS, IMPLIED OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABLITILY, NONINFRINGEMENT, TITLE, QUIET ENJOYMENT, ACCURACY, OR FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL BLUEBOOK (OR THEIR SUPPLIERS) BE LIABLE FOR ANY GENERAL, DIRECT, SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION, THOSE RESULTING FROM USE OF THE PRODUCT, INCLUDING : (1) RELIANCE ON THE MATERIALS PRESENTED, (2) COSTS OF REPLACEMENT GOODS, (3) LOSS OF USE, DATA OR PROFITS, (4) DELAYS OR BUSINESS INTERRUPTIONS, (5) AND ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION) WHETHER OR NOT BLUEBOOK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Know what you should pay for your home improvement projects with bluehammer.Claim your home. It's free!

Popular


Condo Renovations: Making The Most Of Your Space

In real estate, nothing ever stays the same. In Toronto, the types of condo buyers are constantly changing, says real estate agent Cynthia Goodchild of Royal LePage Real Estate Services, Johnston and Daniel Division.

It's Time to Clean Your Kitchen Dishwasher

Whether your dishwasher has a funky smell to it or not, a periodic cleaning should be at the top of your to-do list

Clever Tips To Make Painting Your Home Easier

Painting is one of the easiest and least expensive ways to transform a space. But it can also be a hassle, what with all that taping and prepping and cleaning up. These clever tips can make it easier. Fun, even. (That might be a stretch.)

Can't Sleep? Why Your House Might Be To Blame And What You Can Do About It

Not being able to get sufficient sleep isn't just annoying. Beyond making you grouchy and causing you to yawn all day, it can threaten your immune system, impact your memory, and injure your back. There are a number of potential reasons for your sleeping issues, but your house probably isn't helping. With a few fixes, you may be sleeping soundly in no time.

Choosing The Best Hardwood Floors For Your Home

The rich patina of wood floors adds beauty and elegance to any home.

Inspired Ways To Create A Guest Space When You Don't Have A Guest Room

Not all of us are blessed with enough bedrooms to accommodate every member of the family plus a home office and a man cave and a theater room and a guest space. And, it's that last one that often ends up as a challenge when friends and family come to visit and you either have to break out the blow-up bed or give up your room and hunker down with the kids. You don't need to add on or buy a new home to provide a comfortable space for guests. These smart solutions will help you create a great space for guests with minimal effort.

The Top-Three Considerations When Starting a Home-Based Business

If you’re considering starting a home-based business, you're in good company. According to the U.S. Small Business Administration, more than half of all businesses are run out of the owner’s home.

9 Ways to Eliminate Congestion In The Kitchen

Rubbing elbows with chefs isn't always a boon. Consider circulation pathways for a kitchen that lets everyone work in comfort

Replacing Your Bathroom Shower or Shower/Tub

Aside from being a great place to sing, showers are an important place to make sure we stay clean.

10 Key Problems to Look Out For and Fix in Your Home

Ignore some of these signs and you may end up with major issues. We tell you which are normal and which are cause for concern

See More Articles